Smart Money Moves Part II

Smart Money Moves Part II

At the beginning of this year I wrote a post called ‘Smart Money Moves 2018,’ which was focused on providing tips and advice on how to make better financial decisions for a healthier cash flow throughout 2018.

Making smart financial decisions is extremely important as it can help us reach our financial goals, but these decisions can be very hard to execute and of course stick to. Having good financial etiquette and practices can be the difference between creating wealth and living from salary to salary.

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I’m not sure about you, but I started 2018 with an action plan, a list of goals and the motivation and drive I needed to reach them.

But by mid-year, I along with many others, had lost the drive, the motivation and most importantly focus. Staying motivated and pushing forward is probably one of the hardest things to do in life especially when we experience setbacks.

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How wealthy are you?

How wealthy are you?

When we think of wealth we usually define it in monetary terms. A wealthy person is seen as someone who possesses great material wealth, mainly in assets and cash.

But unbeknown to many research shows that families who have had continuous wealth for over more than 3 generations see it from 4 different perspectives:

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Smart money moves 2018

Smart money moves 2018

What is #smartmoneymoves2018?

A movement (that started off as a joke) that is essentially all about making ‘logical’ and ‘smart’ financial decisions that will help myself and others reach their financial goals.

I believe that we can all have healthy and flourishing finances as long as we make smart decisions which are sometimes very simple and effortless. So below I’m going to give you some of the things that I am doing this year which I refer to as smart money moves.

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It starts in the mind…

It starts in the mind…

At the start of every New Year a lot of people start the year by setting New Year resolutions/goals.

But research has suggested that around 80% of resolutions fail by the second week of February. Most shockingly a study conducted by Strava (the social network for athletes) identified the second friday in January as “quitters day” suggesting that this was the day where motivation began to diminish.

Psychologists believe that one of the biggest contributors to this is the “internal battle between doing what you want to do and what you should do.” In other words it starts in the mind. Our minds are one of the most powerful tools we have as individuals and I believe how we control it can determine the course of our lives.

Why is our mind such a powerful asset?

Because ultimately how we think dictates our behaviours. I believe that the reason why 80% of resolutions fail is because people have not trained their minds and their thought processes. And because of this they allow a lack of confidence, otherwise known as self-doubt, to prevail in their mind.

If I constantly tell myself I am not capable of doing something, I most likely will not be capable because I no longer have the motivation or right attitude to do it. As Napoleon Hill said, “Our only limitations are those we set up in our own minds.”

It starts in the mind.

Once we really understand how powerful our mind and consequently our thoughts are, then we will have the foundation and in due course the capability to reach whatever goal or resolution we have set ourselves. But it isn’t just enough to have confidence, you have to really apply yourself to whatever you want to achieve. And I mean really apply yourself.

When I first started my fitness journey I absolutely hated running and I would tell myself I couldn’t do it before I had even tried, but once I changed my thoughts, the change in my behaviour followed and before I knew it, I loved running.

Only we as individuals have the power to change our thoughts, feelings and attitudes. But how can we do this? I think the answer is in self-awareness. When we truly understand ourselves we can then work to proactively manage our thoughts, emotions and behaviours.

So lets hit the ground running. Whether it takes you 6 weeks or 6 months, lets be the 20% of people that do achieve their yearly goals/resolutions.

2018 is the year of confidence and self belief. Its time to stop being your own worst enemy. Lets be more than just average because as we all know it starts in the mind.